Are we living in the moment? or do we live every day? We do both and we use different tenses (continuous and simple) for the activities we are currently doing and for the activities we do again and again and again.
Level 3 /4 has been learning to use the right tense for the right time frame. Click on this link => PS or PC to get guidelines on what to use.
Then do the exercises at the bottom of the linked page. They will really help you!